1099 & information-return e-filing

The simple way to e-file your 1099s.

Add your business, enter or import the records you owe the IRS, and we take them the rest of the way — twenty-five form types, priced per record, corrections included.

From $3.50 per record — down to $0.80 at volume. No subscription.

The plain facts
Built for IRS e-file — transmits through IRISTwenty-five form types — 1099s, W-2G, the 1098 family, the 5498 family, 3921/3922TIN matching before you fileTINs encrypted at rest
What you get

Built for the payer with a January deadline.

Import a whole year from CSV

Map your spreadsheet columns once, fix problems in-line, and create hundreds of records in a single pass.

TIN matching before you file

We check payee name and TIN combinations against IRS records, so mismatches surface while they are still easy to fix.

Deadline-aware scheduling

Enter records early and pick a release date. Checkout holds transmission until then — and warns you before any chosen date would file late.

State & local tax boxes

State and local withholding boxes on every form that carries them, labeled with the same box numbers as the paper form.

Corrections, done right

A correction is a new record linked to the original, the way the IRS expects — and corrections cost nothing.

Track every record

Follow each record from scheduled to transmitted to accepted on one board, and download a receipt for every payment.

How it works

Four steps, start to accepted.

  1. Create your payer

    The business or institution that made the payments — name, EIN, and address.

  2. Add the records

    Enter recipients and amounts by hand, or import the whole year from a CSV.

  3. Review and check out

    Per-record pricing with one tier for the whole batch. Pick a release date if you want to hold transmission.

  4. We e-file to the IRS

    Records transmit through IRIS, the IRS intake system for information returns. Track each one to accepted, and file corrections if anything needs fixing.

Start here

What are you filing?

Browse by form number →
I paid a contractor or freelancer · 1099-NEC

Nonemployee compensation — the 1099 for independent contractors and gig workers.

I paid rent, royalties, prizes, or an attorney · 1099-MISC

Miscellaneous information — rents, royalties, prizes, medical and attorney payments.

I paid interest · 1099-INT

Interest income — banks, credit unions, and businesses that paid reportable interest.

My company paid dividends or distributions · 1099-DIV

Dividends and distributions — corporations reporting what shareholders received.

I settled card or marketplace payments · 1099-K

Payment card and third-party network transactions — for PSEs and platforms.

I paid out retirement distributions · 1099-R

Distributions from pensions, annuities, retirement plans, and IRAs.

I paid out gambling winnings · W-2G

Certain gambling winnings — casinos, lotteries, race tracks, and poker rooms.

I received mortgage interest as a lender · 1098

Mortgage interest statement — lenders report the interest borrowers paid them.

I received student loan interest · 1098-E

Student loan interest statement — for loan servicers and lenders.

I run a school reporting tuition · 1098-T

Tuition statement — eligible educational institutions report payments and aid.

I'm an IRA trustee or issuer · 5498

IRA contribution information — contributions, rollovers, and fair market value.

I closed a real estate sale · 1099-S

Proceeds from real estate transactions — closing agents and settlement attorneys.

My government unit made payments · 1099-G

Certain government payments — unemployment compensation, tax refunds, and taxable grants.

I canceled a debt someone owed · 1099-C

Cancellation of debt — lenders and financial institutions report canceled debts.

I foreclosed on or repossessed secured property · 1099-A

Acquisition or abandonment of secured property — foreclosures, repossessions, abandonments.

My corporation was acquired or restructured · 1099-CAP

Changes in corporate control and capital structure — what shareholders received.

Discount debt I issued or hold accrued OID · 1099-OID

Original issue discount — bond issuers, brokers, and middlemen reporting OID.

My cooperative paid patronage dividends · 1099-PATR

Taxable distributions from cooperatives — patronage dividends and per-unit retains.

I brokered sales, or cleared barter exchanges · 1099-B

Proceeds from broker and barter exchange transactions — for brokers and barter exchanges.

My employee exercised an incentive stock option · 3921

Exercise of an incentive stock option — corporations file one Form 3921 per ISO exercise.

My employee transferred ESPP stock · 3922

First transfer of legal title to shares bought through a Section 423(c) employee stock purchase plan.

My charity received a donated vehicle · 1098-C

Contributions of motor vehicles, boats, and airplanes — donee charities file the IRS copy and owe the donor an acknowledgment.

I paid out HSA or MSA distributions as a trustee · 1099-SA

Distributions from HSAs, Archer MSAs, and Medicare Advantage MSAs — for the trustees and custodians of the accounts.

I'm an HSA or MSA trustee reporting contributions · 5498-SA

HSA, Archer MSA, and MA MSA information — contributions and the December 31 value, on its own May season.

I hold Coverdell ESAs that received contributions · 5498-ESA

Coverdell ESA contribution information — trustees and issuers report each beneficiary’s contributions and rollovers.

Pricing

Per record, cheaper at volume.

Per record

1–20 records

$3.50 per record
Per record

21–150 records

$2.50 per record
Per record

151–500 records

$1.50 per record
Per record

501+ records

$0.80 per record

One tier per checkout: the batch's record count sets the rate for every record in it, and corrections are free and don't count toward the tier. No subscription, no per-payer fee — you pay at checkout.

Know your dates

Deadlines & penalties.

The 1099 calendar

  • January 31 — most recipient copies are due, and the 1099-NEC is due at the IRS. The NEC gets no automatic extension.
  • March 31 — the IRS e-file deadline for most other forms in the family. On paper the deadline is February 28; e-filing buys the extra month.
  • May 31 — the 5498 family (5498, 5498-SA, 5498-ESA) has its own season, because it reports contributions made through the April tax deadline.
  • Form 8809 — a 30-day automatic extension for most information returns. Not automatic for the 1099-NEC.

What late filing costs

  • The IRS charges per form, in three steps: one rate if you file within 30 days of the deadline, a higher one until August 1, and the highest after August 1 — or if you never file.
  • Intentional disregard is penalized far more heavily, with no annual cap.
  • The recipient copy carries its own, separate penalty.
  • The amounts are adjusted for inflation every year — check the IRS's current schedule rather than a number printed somewhere.

Enter your records early and schedule the release — checkout does the deadline math and warns you before anything would file late.

FAQ

Honest answers.

Which forms can I e-file here?

Twenty-five information returns: the 1099-NEC, 1099-MISC, 1099-INT, 1099-DIV, 1099-K, 1099-R, W-2G, 1098, 1098-E, 1098-T, 5498, 1099-S, 1099-G, 1099-C, 1099-A, 1099-CAP, 1099-OID, 1099-PATR, 1099-B, 3921, 3922, 1098-C, 1099-SA, 5498-SA, and 5498-ESA.

How much does it cost?

You pay per record, at one tier for the whole checkout: $3.50 per record for small batches, stepping down to $0.80 at volume. Corrections are free and don't count toward the tier. There is no subscription — you pay only when you file.

How does filing work?

Create the payer (the business that made the payments), add recipients and their records — by hand or from a CSV — then review and check out. We transmit the records to the IRS through IRIS and you track each one to accepted.

Can I import records from a spreadsheet?

Yes. Upload a CSV, map your columns once, fix any flagged rows in-line, and create the whole batch in one pass.

What is TIN matching?

Before filing, we check each payee's name and TIN combination against IRS records. A mismatch that would otherwise come back as an error surfaces early, while it's still a quick fix with your payee.

When are 1099s due?

The 1099-NEC e-files by January 31; most other forms in the family e-file by March 31; Form 5498 by May 31. Most recipient copies are due January 31. Enter records early and schedule the release — we warn before anything files late.

Can I fix a mistake after filing?

Yes — file a correction. It's a new record linked to the original, the way the IRS processes corrections, and it costs nothing.

Do you handle state withholding?

Every form that carries state and local tax boxes on paper carries them here too, with the same box numbers, and the amounts ride the federal record you e-file.

Ready to file your 1099s?

Create a free account, add your payer, and pay only when you file.

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